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My favorite Travel Medical Insurance Plan for travelers on budget: SafetyWing
I’ve written a lot about travel insurance plans, including my favorite travel insurances for starting your working holiday in Australia and top travel insurances for long-term travelers.
One name consistently comes up: SafetyWing travel medical insurance. It’s not because I collaborate with them, but I genuinely believe it’s one of the best and most flexible insurance for the money you pay!
Ever since SafetyWing Nomad Insurance 2.0 came out, life for backpackers and digital nomads has become significantly easier. With the sports add-on and electronic theft add-on, this travel insurance made a bold move. Not to forget, they removed the tedious $250 deductible, where in the past you had to surpass this amount to be eligible to claim (pay from your own pocket till $250).
What’s New?
The claiming process just got even easier and faster, which I will elaborate further on in this article. But first, let’s do a quick recap of SafetyWing benefits, for those newbies!
Recap: Most important benefits for traveler
SafetyWing travel insurance benefits at a glance:
- No More Deductibles: Claim as little as $1. In all the travel insurances I promote, none have deductibles.
- Purchase Anytime: You can buy it during your trip! The process takes no longer than 5 minutes. Costs? From $56.28 every 4 weeks!
- Flexible Cancellation: Cancel anytime and extend automatically if you wish! No contract locking.
- Must-Have Add-Ons: Electronic theft and adventure sports coverage!
- Global Coverage: You get covered worldwide, even in the US if you choose.
- Straightforward Claiming Process: The claiming process is now hassle-free. Done in 5 min.
Dynamic Nature of Travel Insurance: What’s new in SafetyWing Nomad Insurance?
Travel insurance companies are dynamic, constantly evolving for better or worse. That’s why you should always consider changing your medical insurance, if it’s not in your favor anymore.
I always try to recommend just the best travel medical insurances. Therefore, you can be sure that all the travel insurances I recommend are 100% flexible (you can cancel anytime) without being locked into a long-term contract.
With that said, the second most tedious thing after the accident or disease is the claiming process. I remember spending hours in the past just to sort this out.
Due to the new process at the SafetyWing travel medical insurance, these days are gone!
The claiming process
Time eater: Preparation
Get your medical bills ready when claiming. Yes, you still need to show them! Just make a photo of the medical report and the prescriptions from the doctor to have it ready. It’s really as easy as that. I use Dropbox and Google Photos to have access to these without my phone. Don’t be lazy, do it in the very beginning.
Submitting a claim
Next, in your Dashboard, just click on “Submit a claim” and follow the process like in the screenshot above! Your claim should be done in as little as 5 minutes once you have your documents ready.
Remember: You can always contact customer service on the bottom left and right, if you still have questions!
When do I get refunded?
Good news here, too! On average, you get reimbursed in 2.8 business days after your claim. This is what recent statistics say, so don’t hold me to this, if it takes 5 days. Anyway, it’s much faster than before. I remember waiting 2 weeks or more. That’s definitely a big step forward and unseen in the travel insurance market.
Final thoughts on past and recent future
SafetyWing has made significant improvements in its travel medical insurance plan, making it a top and affordable choice for travelers. From eliminating deductibles to simplifying the claiming process, they have listened to their customers’ needs and delivered a product that truly supports the nomadic lifestyle.
Why Choose SafetyWing Nomad Insurance 2.0?
Affordability:
SafetyWing offers excellent value for the price, making it accessible to a wide range of travelers. Whether you’re a backpacker on a budget, working holiday maker or a digital nomad seeking comprehensive coverage, SafetyWing provides a cost-effective solution.
Flexibility:
The ability to purchase and cancel at any time without being locked into a long-term contract is a significant advantage. This flexibility allows travelers to adapt their insurance needs to their travel plans seamlessly.
Global Coverage:
SafetyWing worldwide coverage (180 countries), including the option to cover travel in the US, ensures that you are protected no matter where your adventures take you.
User-Friendly Claims Process: The streamlined claiming process is a game-changer. By making it easier and faster to submit claims and receive reimbursements, SafetyWing has removed a major pain point for travelers.
Sports and Electronic Theft Add-Ons:
The inclusion of sports and electronic theft add-ons enhances the appeal of SafetyWing. Adventure travelers can now engage in various sports activities without worrying about coverage limitations. Additionally, the electronic theft add-on provides peace of mind for digital nomads who rely on their devices for work and communication. See all covered adventure sports here.
Customer Support:
SafetyWing customer service is accessible and responsive 24/7. Having the option to reach out for assistance during the claiming process or with any questions is invaluable. It adds a layer of confidence, knowing that help is just a click away.
No More Deductibles:
The removal of the $250 deductible is a significant improvement. Travelers can now claim for even the smallest expenses without worrying about reaching a deductible threshold.
Ease of Purchase:
The quick and straightforward purchasing process is another highlight. Travelers can obtain coverage in just a few minutes, even while already on their trip. This convenience is particularly beneficial for spontaneous travelers or those who may have forgotten to secure insurance before departure.
My Personal Recommendations:
If you’re planning a trip and considering your insurance options, I highly recommend giving SafetyWing a closer look. The combination of comprehensive coverage, affordability, and user-friendly processes makes it an excellent choice for travelers of all types, really.
In conclusion, SafetyWing has positioned itself as a leading travel medical insurance provider by continuously improving its offerings to meet the evolving needs of travelers. The enhancements in the SafetyWing Nomad Insurance 2.0 demonstrate their commitment to providing exceptional service and coverage. With its numerous benefits and flexible options, SafetyWing is undoubtedly a reliable companion for your travel adventures.
So, next time you pack your bags and set off on a new journey, consider SafetyWing for your travel medical insurance.
Get Your Quote Now:
Don’t just take my word for it—experience the benefits of SafetyWing for yourself. I will make it easy for you. Get a quote down below, in just a few clicks, and see how affordable and comprehensive this travel insurance can be.
Travel safe and enjoy every moment of your adventure! Remember: You are not buying travel insurance, but peace of mind!
Eduard from Clueless? Travel!
Questions? Let’s connect:
What’s next in your journey?
For working holiday starters:
Open this overview guide here!
- Apply for the working holiday maker visa subclass 417 (usual approval time 1 min — 14 days) or 462 (usual approval time at least 14 days due to further requirements)
- Provide further details if necessary to get the application going (health examination etc.) in your immigration account (ImmiAccount)
- Get credit cards, especially a WISE account (Australian bank account) and check passport validity! (min. 2 weeks – 1 month before you plan to flight)
- Book your flights (AFTER received approval letter from immigration)
- Packing list 2024 (Coming soon)
- Get international travel insurance before you fly here. Are you from Germany? Then get it here!
- Get an Onward ticket ALWAYS! (24-48h before your flight, evidence of leaving the country you enter). For working holiday Australia visa holders, it’s NOT necessary.
- Book your accommodation via hostelworld to get to know people quickly. I recommend the first two weeks at the same spot
- First days in Australia: Kickstart your working holiday with this blog post!
- Job hunting and other bureaucratic stuff (once in Australia)
- Open up your US LLC to get your Freelancer business started!
- Sign up to my Newsletter to get a smarter traveler and stay up-to-date
For digital nomad starters:
- Open up your US LLC to get your Freelancer business started! (4 weeks before your trip)
- Get credit cards and check passport validity! (min. 2 weeks – 1 month before you plan to flight)
- Apply for possible longer stays like digital nomad visa or extended visa (typically 2 months before your flight)
- Book your flights
- Packing list 2024 (Coming soon)
- Get travel insurance before you fly here
- Get an Onward ticket 24-48h before your flight (evidence of leaving the country you enter, ALWAYS!). If you have a visa, it’s not necessary!
- Book your accommodation via hostelworld to get to know people quickly. I recommend the first week in one spot
- Sign up to my Newsletter to get a smarter traveler and stay up-to-date
